Fraudsters can easily build applications that have access to sensitive operating system resources such as text messages, voice, location and more. This is reflected mainly in the ease of generating powerful fraudulent applications and the ease with which they can be distributed. Mobile Malware Heaven: Google AndroidĪndroid’s security architecture is not currently up to the challenge. IBM has just released figures predicting that within 12 to 24 months, more than one in 20 (5.6 percent) Android phones and iPads/iPhones could become infected by mobile malware if fraudsters start integrating zero-day mobile vulnerabilities into leading exploit kits. A year from now, this is all going to look completely different as more users start banking from their mobile devices and fraudsters bring out the big guns. Since online fraud is mostly a big numbers game, attacking mobile bankers is not yet an effective fraud operation, but expect that to change. Additionally, transactions are not yet enabled for mobile devices on many banks’ websites. The number of users who bank online from their mobile devices is still relatively low. They are lacking just one thing: customer adoption. The bad news: Fraudsters have all the tools they need to effectively turn mobile malware into the biggest customer security problem we’ve ever seen. Read the blog update: Mobile Malware Threats in 2015 – Fraudsters Are Still Two Steps Ahead
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